The admin at Blogger Carnivals asked me if I could save this week’s Yakezie carnival at the last minute since the party that was suppose to run it skipped out and orphaned the Yakezie Carnival for this week. So, I decided to go with it and make it center around my favorite Avenger character “Black Window”. So since it’s close to Halloween, here is the black window edition!
Drew @ Objective Wealth writes Praise For Prose: 50 Prosperity Classics – Taking a look at Tom Butler-Bowdon’s compendium of wealth building books and discovering that, if you’re careful with how you approach it, you’ll find it’s a classic of classics!
SB @ One Cent at a Time writes 15 Ways you Can be Scammed via Craigslist – 100′s of people are getting scammed on on Craigslist every day. This article talks about typical Craigslist scams and how to detect a scam. Protect yourself from being scammed on Craigslist.
Suba @ Wealth Informatics writes Early retirement strategy on one income : Can we still retire early with our income cut in half? – We want to retire by 40. The goal just got more challenging with me quitting my job, thus cutting our household income in half. Is it still possible for us to achieve this dream?
Dividend Growth Investor @ Dividend Growth Investor writes How to avoid being a dividend loser – Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality.
Sani @ Well Kept Wallet writes 5 Tips for Living a Fun College Lifestyle and Staying out of Debt – Creatively managing resources is essential if you want to have more fun with shopping, socializing, and enjoying down time. Just as time management is a huge factor, so is budgeting the bill! You need to juggle resources to pay for the cost of living, books, student loans, and still have money left to kick back and rejuvenate doing something fun.
Michael @ Financial Ramblings writes Build a Bigger Nest Egg Through ‘Investment Creep’ – Turn the principles underlying lifestyle creep in your favor. Ratchet up your savings rate every time you get a raise. If you don’t see it, you won’t miss it.
Harry Sit @ The Finance Buff writes Is Gas From Grocery Store Considered Gas Or Grocery For Credit Card Rewards? – Do you buy gas from a grocery store? If your credit card gives a higher reward for gas or grocery, is that considered gas or grocery?
Vanessa @ Vanessa’s Money writes Cars: cash vs. financing; used vs. new – Ever wonder if it’s cheaper to buy a car WITH financing? Are used cars always cheaper than new cars?
Corey @ 20s Finances writes How Does the Stock Market Work? – The stock market plays a part in everyone’s daily lives, yet Wall Street is still one of the most mystifying places on planet earth.
Ashley @ Money Talks Coaching writes The 4 Types of Items You Must Have in Your Budget – When you are making a budget there are 4 types of items you must include.
Maria @ The Money Principle writes Billing guidance tips can help your business cut on energy costs – This article offers tips that can help you cut on energy costs; in your business and in your home.
Tushar @ Start Investing Money writes A Comparison Between Lending Club and Prosper: Peer to Peer Lending – If you’ve been reading our blog in recent weeks you’ll know we’ve covered peer to peer lending and two services in particular: Lending Club and Prosper.
MR @ Money Reasons writes My Portfolio Checkup Challenge – Portfolio Fee Creep – Is portfolio fee creep eating away at your portfolio profits and you don’t even realize it? Perhaps it’s time to calculate the bite your fees are biting?
Don @ MoneySmartGuides writes The Myth of Diversification – Discover the myth about diversification and my take on it.
Wayne @ Young Family Finance writes Is Buying a New Car Worth The Higher Costs? – Getting a new car may feel nice, but is it worth the higher cost? Find out now!
Mike @ Personal Finance Journey writes UK Credit Rating and how it is affected by your Electoral Roll – A great tip on obtaining a good credit rating in the UK and how to start early on this process. Additionally some good resources to look at your UK credit rating.
SBB @ Simple Budget Blog writes How to Create a Budget – Want to create a budget? Find out how to do it. It’s not as hard as you may think.
John @ Married (with Debt) writes Is it Time to Buy or Sell Silver and Gold Bullion? – Last year I was buying and selling small amounts of silver and gold each month, but put that on hold after a large price drop in silver convinced me to focus every dollar on paying off debt.
Roger the Amateur Financier @ The Amateur Financier writes Financially Preparing for a New Baby – A guide to some of the financial considerations you need to make as you are trying to prepare for your new baby financially, by getting your money in order.
Barbara Friedberg @ Barbara Friedberg Personal Finance writes How to rent an apartment – Before you rent an apartment, improve your credit, perpare your rental and job history. Look professional.
Evan @ My Journey to Millions writes What Does 1% Look Life for Investing? Inflation? Debt? – People often think that 1% is not a lot when it comes to spending, investing, inflation, debt, income and home purchases, but it is through the wonder of compounding interest that 1% becomes a lot comparatively.
Rich @ Growing Money Smart writes What is Dollar Cost Averaging? – Dollar Cost Averaging is an investment strategy where you are investing static amounts of chunks of money spread out over time (instead of a lump sum purchase) in a given investment.
Tushar @ Finance TUBE writes Taxes 101: 12 Different Taxes That Americans Pay – Today we will talk about 12 Different Taxes That Americans Pay. When we think of taxes people usually think about federal income taxes. It is because federal and state taxes some American looses 35 percent of their pay check to the income taxes.
Debt Guru @ Debt Free Blog writes Balancing Debt Payoff and Living Life – If you are trying to pay off your debt, you will learn to balance debt payoff and enjoying life in the present.
IMB @ Investing Money writes How To Start Investing – Find out how you can start investing without knowing anything about investing.
Shawanda @ You Have More Than You Think writes How to Kick the Sh*t Out of Your Finances – If you’re new here, you may want to subscribe to my RSS feed or e-mail.
Jen @ Master the Art of Saving writes Gaming budget-a clever idea to eliminate stupid mistakes – There’s nothing more frustrating that blowing a whole lot of cash at an online casino because you were impatient, or didn’t want to take the time to set yourself a budget and play within …
JP @ My Family Finances writes How to Make a Bad Financial Situation Worse for Your Family – If you are in a difficult financial situation, these behaviors will make a bad situation worse.
Ray @ Squirrelers writes How Much Do You Spend on Halloween? – Halloween has become incredibly commercialized in recent years, with many opportunities to spend money. How much will you spend for this fun “holiday”?
TTMK @ Tie the Money Knot writes Would You Want a Gift Card for Christmas? – Many of us like getting gift cards, but may be reluctant to give them. Why is that, and what do you think about getting gift cards?
PITR @ Passive Income To Retire writes Optimizing Your Cash Flow – Find the best way to reinvest your passive income earnings. It’s important to keep your money working to generate more income.
PPlan @ Provident Plan writes When should you close a credit card? – Getting rid of a credit card affects more than just your credit limit. Find out what it means for your finances.
Jester @ The Ultimate Juggle writes My New Frivolous Seasonal Expense… Starbucks Pumpkin Spice Grande Latte – My latest spending vice is pumpkin spice lattes. I’m struggling to get this cost under control, but I think I have it now!
Jon the Saver @ Free Money Wisdom writes 5 Inexpensive Ways to Amass Your Own Personal Library – Check out these five ways anyone can start collecting and creating their own library. It’s easier than you think!
Hank @ Money Q&A writes How To Start Building Your First Emergency Fund – Having a $1,000 emergency fund in place before you start to tackle your debt will help you from having to go back to your credit cards for a bailout. When a true emergency comes up, you should have a buffer of cash.
Jonathan @ How to Save $100,000 writes Understanding the Aggregate Demand Curve – Learn the aggregate demand curve
Little House @ Little House in the Valley writes Prepare Your Home for Winter Infographic – For those who must burn the midnight oil (quite literally), here’s an infographic that explains winterizing preparations:
Mr. Money @ Smart on Money writes 4 Savvy Tips for Better Organizing Your Financial Life – If you are ready to take charge of your financial life, streamlining it for better effect, here are 4 actions you can take:
krantcents @ KrantCents writes All You Need to Know about Bank Account Fees – Most people manage to go through life, managing their money, without racking up any bank account fees. However, it is very easy to incur fees on your current account, simply because you don’t know the kinds of transactions and other things that banks charge for.
Robert @ My Multiple Incomes writes Focus on Your “Oldies, But Goodies” – Now that you’ve found your top content, you can look for ways to make it work even harder for you. With these “Oldies, But Goodies”, the hard work is already done. They probably rank high in search, provide value to the reader, and are all around good posts. But are they working hard for you? Or did you just work hard to create them? Here are some of my strategies for making these posts work hard for me:
Passive Income Earner @ The Passive Income Earner writes Shorting Mortgage Lenders – I was reading an article in Canadian Business about shorting mortgage lenders (the alternate lenders to be more specific). What I find the most interesting is how speculative mortgage interest and housing markets are. For the past 6 years, we’ve heard about a bubble crashing and yet no crash has happened yet. Many comparisons are made with the U.S.
Corey @ Steadfast Finances writes Families Risk Tricks to Save Money on Treats – Some families are not handing out candy for Halloween as a way to save money. Find out why.
Suba @ Broke Professionals writes Professional Profiles: John, the Late-in-Life Med Student – Forget that John is my ex – instead consider that he’s about to take a monumental career leap, leaving his long-time desk job to become a med student.
Beating Broke @ Beating Broke writes Money Management Tips for the College Student and Their Parents – Hopefully the tips below will provide both students and parents with a few ways to make college expenses slightly more manageable.
Ryan @ Early Retirement Investments writes Buy Real Estate or Invest in Real Estate? – Should you buy real estate or invest in real estate? Read my take on the options.
Daniel @ Sweating the Big Stuff writes Which is Worse: Feeling Guilty About a Spending or Regretting Missing Out On An Experience? – Have you ever had all your friends talk about that one epic night they went out and you missed it? What would you pay in retrospect to have been there?
ETZ25 @ Entertainment Timez writes Why Establish A Dividend Money Stream For Entertainment? – This article explains why a dividend money stream for entertainment is good especially for kids and young adults, and even older adults.
Amanda L Grossman @ Frugal Confessions writes When Numbers Lie: Vanity Metrics in Clothing and Finances – I am going to be unlike the stereotype and share with you the history of my waist size. Throughout high school I was a solid zero.
A Blinkin @ Funancials writes What Types of Insurance Should a Small Business Owner Consider? – Key Man Insurance, Worker’s Compensation, Data Breach Insurance, Professional Indemnity Insurance
TRL @ The Retired Landlord writes How to Build Wealth Fast – Why the Rich Get Richer – Want to get ahead? Find out how the rich use their wealth to their advantage and how you can work your way up the economic ladder.
Rachael @ Money & I writes How to Eat Well on a Budget – Here are top 10 tips on how you can eat well for less.
Luke @ Learn Bonds writes Callable Bonds – What They are and How They Work – In this article we give the definition callable bonds, the different types of call options, and differences between callable corporate and municipal bonds.
CAPI @ Creating a Passive Income writes 5 Ideas for Online Passive Income Success – These online ideas will only supplement your main income source, but if you work hard enough, they can generate a decent amount of money.
Wealth Effect Blogger @ www.YourWealthEffect.com writes Are Low Interest Rates Essentially Just a Tax on the Wealthy? – Comparing how low interest rates have impacted both savers and borrower.
Eddie @ Finance Fox writes Going on Vacation When in Debt? – Should you should go on a vacation when you are in debt? A question that we will answer at Finance Fox.
Jennifer Lynn @ Broke-Ass Mommy writes Discover Card Flogged Me with a Gold Angel – Read how my gold Angel is a good item to spend credit card money on!
Infinite Banker @ Becoming Your Own Bank writes Dividend Paying Whole Life Insurance – Dividend paying whole life insurance is a whole life insurance policy that has cash value and pays dividends. These policies have many tax advantages, liquidity, growth, opportunity, and other advantages that many are unaware of.
Sicorra @ Tackling Our Debt writes Excellent Work From Home Jobs, Where to Find Them, Part 2 – Finding decent work from home jobs has become quite easy so why not take advantage of it? After all you know that making more money allows you to get out of debt quicker, build up a retirement account, increase your savings, travel more, and relax, knowing that you have the money that you need readily available.
Daisy @ Add Vodka writes 5 Things to Look for In a Leader – Leadership. People in all areas use this word as if it were one of the most valuable traits a person can have. But what makes a good leader? You can’t be born with leadership.
SFB @ Simple Finance Blog writes Why I May Finally Buy A Smartphone – I am the last holdout. A few months ago, I explained why I’ve remained loyal to my old, outdated flip phone. Although more than half of all cell phones in use in the U.S.
Holly @ Club Thrifty writes What I Want My Kids to Know About Money – My mom taught me many things as a child about making good financial decisions. They’ve stuck with me. Although my kids are young, I hope to do the same.
Miss T. @ Prairie Eco Thrifter writes Rechargeable Vs. Disposable Batteries: Which Is Greener and Cheaper? – So the question these days is, which is better value for money – rechargeable or disposable batteries? Another important consideration is which type is better for the environment? Let’s look at both these factors.
Jason @ Live Real Now writes Net Worth Update – I’m finding my financial situation has changed a bit. My credit card is paid off, except for our regular monthly expenses and a couple of remodeling expenses that will be paid off in the next week or so. Our mortgage is within site of being paid off, and we have a rental property that is mortgage-free. With all of the changes, I took the time to measure the difference.
Young @ Young And Thrifty writes Why Is There No Competition For the TD E-Series? – Unlike my pal Young and several of my other favorite financial bloggers, I am a 100% advocate of passive investing. Its much easier then trying to guess!
Invest It Wisely @ Invest It Wisely writes The 6 Most Common Financial Mistakes People Make – It’s often said that the good thing about making mistakes is the lessons you learn from them. But what if you don’t know what you’re doing is a mistake?
Teacher Man @ My University Money writes Why Is The Canadian Student Loans Program Insane? – One of the closest friends has recently been put through the ringer by the Canadian Student Loans Centre, and although this is far from the only saga of incompetence I have heard in relation to that bureaucratic boondoggle this one takes the cake.
Jason @ Work Save Live writes Short on Cash and Bills are Due…What Do You Do? – There’s only a Few Options When You’re Short on Cash and the Bills are Due It’s one of the worst possible situations in personal finance – the bills are due and you’re short on cash this month. You’re probably scared, frustrated, and running out of options.
Kyle @ The Penny Hoarder writes 5 Tips for Becoming a Landlord – Becoming a landlord can be a great experience, but challenging at times. You do your best diligence possible, but the inevitable will arise. Here are some tips from one landlord to another to help you become successful.
Michelle @ The Shop My Closet Project writes A blizzard starts with one little snowflake – This month I was able to find an extra $200 that I would have normally frittered away on random stuff. SavingAdvice.com and Blogging Away Debt are currently doing a Snowflake debt reduction giveaway. The idea is to get their readers fired up and thinking about all of the ways they can add to their debt repayment plan.
Crystal @ Budgeting in the Fun Stuff writes Flexibility – The Key to a Working Budget – Sometimes the key to making a budget work is to play with the numbers a bit.
TDB @ Tax Deduction Blog writes Should You Do Your Taxes Or Go With An Accountant? – When it is that time of the year when taxes have to be done, many are struck with a tough decision to be made every year, on how to go about getting them done. Should they do their taxes by themselves or should they consult an accountant? The answer depends on the situation of an…
Ted Jenkin @ Your Smart Money Moves writes How Much Should I Set Aside For Estimated Taxes? – This is your first year in business and it has just dawned on you that there is nothing coming out of your paycheck. You know that you have got to pay taxes somewhere along the way, but you have been spending the paychecks like 100% of it is net income to you. I’m often asked by small business owners and individual 1099 earners about the best way to plan for estimated taxes, so here are some tips that should help you manage this in the best way possible.
Sean @ One Smart Dollar writes The Cost of Halloween Doesn’t Need to be Scary – The average American will spend $80 this year on Halloween. This doesn’t need to be the case if you find creative ways to cut down on the costs.
Cash Flow Mantra @ Cash Flow Mantra writes Why Am I Not Rich? — A Study in Contrasts – I am sitting in a public cafeteria catching up on some email and other stuff after getting back from Honduras and couldn’t help over hearing a young lady that was sitting 2 tables away complaining about life and bemoaning her financial situation.
Jeff Rose @ Good Financial Cents writes How to Manage Money as a Couple – One of the most important tools of a successful relationship with your spouse is: Communication. You have to talk! Even more so when it pertains to money. A recent reader was interested in how my wife and I manage our finances. Great question!
Matt @ Living in Financial Excellence writes Moving on a Dime: Save Money on Your Relocation – We originally figured with less stuff to move, we would save on what we paid the movers. But after we cleaned a lot of things out of the house, we realized we didn’t have that much left to move. At that point, we started thinking it wouldn’t be so bad to move ourselves. Complete crazy talk, but we went there anyway.
Mich @ BeatingTheIndex writes Argent Energy Trust: Eagle Ford Shale Upside Beacons – Argent Energy Trust is the third member in the select cross border club of Canadian income trusts. It offers high yield & exposure to the Eagle Ford shale oil play in Texas.
Marie at Family Money Values @ http://blog.familymoneyvalues.com writes Prepare Your Child to Leave the Nest – Most everyone experiences a downgrade in their lifestyle when they leave the nest. Here are thoughts on how to train your child to weather the move out storm.
J.P. @ Novel Investor writes Higher 401k Contribution Limits For 2013 – The IRS increased the amount you can save for retirement with a slight boost to the 401k contribution limits for 2013.
Paul Vachon @ The Frugal Toad writes 10 Frugal Ways to Save on Food – According to the Bureau of Labor Statistics, food is the third largest monthly expenditure families have after housing and transportation. With a little planning, you can save on food costs by trying some of these easy tips.
Glen Craig @ Free From Broke writes Using a Roth IRA as an Emergency Fund – Pros and Cons – Using a Roth IRA as an emergency fund? It’s not a recommended practice but it can be done. See the pros and cons and whether it’s a good idea for you to try.
John S @ Frugal Rules writes Should We Really be Concerned About the Fiscal Cliff? – There has been a lot in the news lately about the Fiscal Cliff. But, many don’t know what it is all about. Take the time to inform yourself for the potential rollback of tax cuts so you’re not surprised by a big tax bill.
FMF @ Free Money Finance writes How Much Should I Save Toward Retirement If I’m Starting Late? – I often get comments like “It’s too late for me to do this” or something similar. Granted, it’s usually better to start financial efforts sooner rather than later. But it’s better to start now rather than put it off any longer. And while you’ll need to make sacrifices if you start late, it’s not hopeless.
Philip @ PT Money Personal Finance writes The Pay Yourself First Concept: Are You Applying It? – When it comes to an emergency fund, retirement, vacation, or college funds, paying yourself first is the way to go. But are you actually doing it?
Michelle @ See Debt Run writes Why I Chose To Stay At Home – There are many factors in choosing whether or not staying home with your children is right for you or your spouse. The decision goes way beyond finances and childcare.
Edward Antrobus @ Edward Antrobus writes Why Former Olympic Rower Turned to Minimalism to Pay Down $82,000 in Debt – Rachel Jonat financed her Olympic dreams with debt, and then turned to a minimalist lifestyle to help pay down $82,000.
Steven @ Grocery Alerts writes Tips for saving money on your Halloween party – October is here and many people are planning halloween parties. Depending on the size of your crowd, your party could get costly. Here are a few ways to plan a spooktacular halloween party on a budget.
Dividend Growth Investor @ Dividend Growth Investor writes Dividends versus Homemade Dividends – Relying on dividends in retirement from your nest egg is a superior strategy to selling off portions of your portfolio each year.
And there you have it. This is my Yakezie Carnival rescue! I hope you enjoyed the incredible Black Widow images, and that they didn’t scare you too much (Mauhahaha).