Wow, it’s scorching hot this summer!
Out of respect to mother nature, I decided to make this Yakezie Carnival edition about the summer heat! Try to stay cool!
Speaking of hot, I got a lot of submissions and I went to weed some of them out, but I couldn’t find any that I didn’t like. Practically all of them had value.
I hope you enjoy this week’s selection of articles!
Jefferson @ See Debt Run writes Have Something You Want to Buy? Attach a Goal to It! – Setting goals is a powerful motivator to help you stick to a financial plan. If you find yourself wanting to make a purchase, use it as a reward for meeting a goal.
Michelle @ Making Sense Of Cents writes We’re switching to CASH – I hate to admit it, but we’ve been spending more money than usual. We’re still bringing in more money than we spend, but we don’t want to let this get any worse before I get my big raise in August.
Roshawn Watson @ Watson Inc writes Broke People Stop Giving Me Financial Advice – My personal finance journey has lead me to keep others’ opinions out of my wallet. Here are 4 reasons to not allow broke people to influence your financial decisions.
Sustainable PF @ Sustainable Personal Finance writes What is Freecycling? – What is Freecycling? The idea is simple: If you have an item that you no longer want there is a chance that someone else wants – you offer to give it away for free.
Maria @ The Money Principle writes Investing as science, an art form and a game – Investing is challenging not because of the amount of knowledge we need but because we need different kinds of knowledge.
eemusings @ Musings of an Abstract Aucklander writes QR codes on vending machines. Say what? – QR codes on vending machines – a clever idea that just might wreak havoc on my virtual wallet.
Jason @ Work Save Live writes Why I’ll Never Get My Future Kid a Credit Card – Here are my experiences with a credit card as a kid, and why I will never add my future kids as authorized users on my credit card…
Drew @ Objective Wealth writes Control Your Finances Or They’ll Control You – Learn to control your finances permanently by accepting basic wealth building actions derived from the facts of reality, in the process developing your self-esteem as well as your bottom line.
L Bee @ L Bee and the Money Tree writes How I cut my spending 38 Percent by simply by writing it down. – You may have heard me gushing on my blog/twitter about this FREE debt worksheet I’ve been working off starting last month. A fellow pf blogger, John at Married with Debt is kind enough to send over the excel spreadsheet he and his wife use to track their finances FOR FREE to anyone who wants it.
Corey @ Steadfast Finances writes The Beauty of an Online Business – These days it seems like everyone is out to make money through small business. Everyone wants to come up with the next great idea to establish a money-making business. Despite the competition, it has become remarkably easier than ever before. The main reason it has become easier is for one reason – the internet. The internet has transformed small businesses.
Luke @ Learn Bonds writes All About High Yield Bond Funds – Everything you want to know about investing in high yield bond mutual funds and ETFs. How they work, who should invest, and more!
Amanda L Grossman @ Frugal Confessions writes Alleviating Financial Stress for the Sake of Your Health – Stress can do horrible things to your body. While everyone’s body reacts to it differently, some of the common ways stress manifests itself is through headaches, migraines, stomachaches, sleep deprivation, ulcers, and panic attacks. Learn how I manage such issues.
Jake @ Moola Mind writes Why Everyone Should Have A Credit Card – Credit Cards are often seen as a poor financial tool, and handled improperly, they are. But its my opinion that everyone should have a credit card… here’s why.
Aloysa @ My Broken Coin writes How Much Your Car Really Costs You? – This is an analysis of the real cost of owning and using your car.
Mich @ BeatingTheIndex writes Why Electric Cars Don’t Make Financial Sense – We are years away from seeing EV technology capture high market share because it still doesn’t make financial sense to buy an electric car for 1 reason: ROI.
Shawanda @ You Have More Than You Think writes 7 Non-Extreme Ways to Slash Your Restaurant Bill – You don’t have to stop eating out to save money. Here are 7 simple tips to save money when eating out.
Jennifer Lynn @ Broke-Ass Mommy writes A Candid Look At My Finances – Financial health check-up; what I do with my finances and why. Once every few months I peek at my finances to crunch some numbers and receive an overview of my financial well-being.
Passive Income Earner @ The Passive Income Earner writes Easy Investing With Computershare – Are you familiar with Computershare? I learned about the marvels of Computershare in my mid-thirties and I must admit that I wish I had learned about it in my early twenties.
Don @ MoneySmartGuides writes Interviews With The One Percent – I previously wrote about Occupy Wall Street and how the 99 Percent can make it.
A Blinkin @ Funancials writes I Was Housed By A Homeless Guy – Sounds ironic, doesn’t it? How could “he who don’t own home” be capable of housing “he who own home?” Confucius can’t even provide understanding on this matter so I suppose I’ll have to explain further.
Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Job Interview 101: Preparation – A look at the first step in the job interview process, getting ready to go to the interview, preparing your questions to dressing properly.
Daisy @ Add Vodka writes 5 Things That Can Be Outsourced On Your Blog – Blogs are a lot of work. For me, anyway. I spend a lot of time, every single day, doing blog related activity. Even when I am on vacation I still try to answer blog related emails.
Ted Jenkin @ Your Smart Money Moves writes Why Is Gen XY Worth Less Than Their Parents? – Common sense says it’s no surprise that older Americans are wealthier than young Americans.
Crystal @ Budgeting in the Fun Stuff writes Is the “College Experience” Worth Student Loan Debt? – My husband and I have disagreed about the point of an undergraduate degree. I think college is for growing and he thinks college is for getting a job.
MMD @ My Money Design writes How Much Money Would I Make If I Rented Out A House? – What kind of rate of return would I make if I bought a house and rented it out for rental income? This example will walk through buying a house in my neighborhood and then crunching the numbers to see how much I could make in a year.
PPlan @ Provident Plan writes Will There Always Be Poor People? – The issue of poverty is a complicated social issue. Jesus is often quoted as saying You will always have the poor with you. Find out what he really meant.
Jester @ The Ultimate Juggle writes Improving Your Marketability as a Small Business Owner – Running a small business in an economy that is filled with large national corporations can be difficult. Small businesses have always had a difficult time competing with companies that have the resources of small countries.
Corey @ 20s Finances writes Does the Cash Method Really Work? – One of the many ways that people try to curb their spending habits is to go to an all-cash budget. The reason for making the adjustment is that it helps you weigh the actual cost of each expense because it is actual bills leaving your pocket. It’s not a method that my wife and I use, but it has been helpful for some of our closest friends. Find out why it could help you.
Steve Zussino @ Grocery Alerts writes How to find quality cookware on a budget – Obtaining the right tool for the job is always important, but nowhere does it have a more significant impact on the enjoyment one receives from using those tools than in the kitchen. The price of cookware can range drastically, starting as low as a few dollars per pan to as high as several thousand dollars for complete professional sets.
John @ Married (with Debt) writes I Bought a Tablet (Which Makes Me a Jerk) – So I finally broke down and bought a tablet computer, which officially makes me a jerk.
Theresa Torres @ Credit Donkey writes The CreditDonkey Manifesto – Credit is a fact of life and Credit Donkey is committed to helping consumers make better choices and informed decisions when it comes to choosing the best credit cards that will best fit their needs and let them earn rewards and bonus points while saving money and enjoying life. There are numerous tips and credit card reviews to help you become a savvy consumer.
TTMK @ Tie the Money Knot writes Money and Generosity – Sometimes generosity can feel great for both the recipient and the giver, as I recently found out!
Ray @ Squirrelers writes Save Money with These 15 Cheap and Healthy Foods – Eating healthy and saving money don’t have to be mutually exclusive. Rather, you can do both, as this post details.
Tyler @ Poor Student writes June Dividends – It is that time of the month. That came out wrong perhaps. I mean that I have now collected all my dividends for the month of June. And it was my best month yet.
Ryan @ Early Retirement Investments writes A Few Ways to Save Money Around the House… – Read my ways to save a money around the house!
Daniel @ Sweating the Big Stuff writes Do You Pay Student Loans Bills With a Credit Card? – I love using my credit card for gas (3 percent cash back) when I can, but there are certain situations where you simply can’t use a credit card to pay your bills. I would love to get 1 percent cash back on my rent…
Kyle @ The Penny Hoarder writes Can You Make Money Online Without Selling Your Soul? – This article talks about ways to make money online without it consuming your every waking minute!
Kevin @ Thousandaire writes Your Investments Are in Big Trouble – If the government bubble bursts your money is in big trouble if you aren’t prepared
Kathleen @ Frugal Portland writes Don’t Pay Annual Fees! – Kathleen at Frugal Portland discusses just how easy it is to get a credit card’s annual fee waived.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes RETIRE ABROAD WITHOUT PAYING A FORTUNE – With the baby boomers approaching retirement in record numbers, fears about high costs and inadequate savings prompt exploration of creative retirement options.
Suba @ Broke Professionals writes My Financial Bucket List – I’m trying to get the highest return on investment… the investment of life. Here are the top five financial goals on my bucket list. What are yours?
MR @ Money Reasons writes Using the Library As A Mobile Office – Why not consider using your local public library as an mobile office? There are empty meeting rooms available, and are just wasted space waiting to be used.
JP @ My Family Finances writes How Does the Average Family Budget Compare to Yours? – We are obsessed with being more than average. So, if you want to avoid the average family budget, it helps to know what it is.
Evan @ My Journey to Millions writes Using Chaikin Portfolio Health Check to Analyze My Portfolio – If you have an active portfolio it is worthwhile to check out the Chaikin Portfolio Health Check since it is not really telling you what stocks to buy but rather how the portfolio you put together is doing with analysts.
Jon the Saver @ Free Money Wisdom writes Paying off Debt? Follow your Own Rules – When it comes to paying off debt, I’ve realized two things: it’s a long process, and you have to make your own rules. Depending on how much debt you have to begin with, it can take years to get yourself out of the red.
Erika @ From Shopping to Saving writes How to Stay Financially Sane While on Vacation – Tips that will help you stay financially sane when you are planning to go on a vacation.
YFS @ Your Finances Simplified writes Could You Survive At the Povery Line? – Sometime ago, very early in my blogging career. Ha, I’m writing this as if I didn’t start blogging in October of 2011. Time sure does fly..
Money Beagle @ Money Beagle writes I’ll Take No Icky Water For 90 Cents – Sometimes the vending machine can be the most healthy option available!
SFB @ Simple Finance Blog writes Youth Sports, $5 Billion, And Your Kid – The world of youth sports is a $5 billion a year industry – what can you do to cut costs and avoid some of the most expensive sports?
Jen @ Master the Art of Saving writes Earn Money Online: Cash Crate – Ways to earn money online with Cash Crate, how much money you can earn with Cash Crate, learn ways to earn more money with Cash Crate, Cash Crate payments, etc.
Little House @ Little House in the Valley writes June Progress Monitoring: Need I Be Honest? – As for my savings goal, let me just go sulk in the corner. A slow month on top of wedding expenses is breaking the bank and I’m sliding backwards. I can only hope for (and works towards) a busier month with a positive cash flow.
Robert @ My Multiple Incomes writes June 2012 Monthly Income Stream Report – I’m a little late getting this up this month, but better late than never! June was another great month for my multiple income streams, and I don’t see it letting up any time soon.
Robert @ The College Investor writes A Cheat Sheet for Value Investing – Value investing was pioneered by Benjamin Graham and made famous by Warren Buffett, both of whom are some of the best investors of all time. Here are some of the fundamentals that they look at when evaluating companies, put together in a cheat sheet at the end for you.
Tushar @ Start Investing Money writes Are Your Parents Jeopardizing Your Savings Plans? – Are Your Parents Jeopardizing Your Savings Plans without even knowing it? After all, we are a product of our childhood and the way that we were raised…
Wayne @ Young Family Finance writes Why Being Debt Free is Great for Your Family – Find out why being debt free is important for your family.
krantcents @ KrantCents writes The 3 W’s of Success – The 3 W’s of Success is the twenty-third in a series of articles to help you reach your goal.
Hank @ Money Q&A writes What Is A Cafeteria Plan For Health Insurance? – What is a cafeteria plan for health insurance? It is a type of employee health insurance plan that allows employees to choose from different types of health benefits
Eddie @ Finance Fox writes What Dating Etiquette? Coupons Are Sexy On First Dates! – Looking to impress your next date? Simply use a coupon. Yes, you read that right, coupons are sexy even on first dates.
harry campbell @ Your Personal Finance Pro writes Keep Your CD’s Liquid and Still Earn a High Rate of Return – Most investors probably don’t have too many high yielding ‘safe’ investments lying around from the high interest rate days. The 5% CD’s that we all took for granted in 2007-2008 are a thing of the past and I know most people wish they would have locked in a couple more 5 year CD’s at these rates. So in today’s market, what are the best options for investors looking to earn a high return and minimize risk?
Invest It Wisely @ Invest It Wisely writes Zen Personal Finance: My Philosphy, and What It Means to Invest It Wisely – What is zen personal finance? Is it a new-age thing? Is it a type of meditation? Is it a new way of looking at our finaces? Read more to learn what it really is!
PITR @ Passive Income To Retire writes Passive Income with a Bed and Breakfast? – It was just last week that I was at a friend’s wedding. It was a great time to celebrate with them, and as it turns out, it was my first time at a bed and breakfast. For the first time, I got a close-up view of what it takes to run a bed and breakfast.
Ashley @ Money Talks Coaching writes Have Fun on a Budget This Summer? – We look forward to the summer months all year long. Summer for many of us means vacations, road trips, concerts, and backyard barbeques.
Jeff Rose @ Good Financial Cents writes 7 Alternatives to Investing in the Stock Market – As a financial planner I work with a lot of clients and most of our investments are related to the stock market. We invest in bonds, mutual funds, ETF’s, and the occasional individual stock. Every so often I’ll get some people that want to invest into “stock market alternatives“, meaning that they are a little bit fed up with the ups and downs of the market.
Miss T. @ Prairie Eco Thrifter writes 5 Ways the Library Can Help Save You Money – The best way to find out what money saving resources your local library offers is to call them or visit their website (if they have one). Even small libraries can help you save money.
Greg Field @ NerdWallet writes NerdWallet Interest Rate Monitor: Deposit Accounts that Beat Inflation – NerdWallet is releasing an interest rate monitor that will tell you which deposit accounts have interest rates that beat inflation. Great information for anyone looking to save.
Sicorra @ Tackling Our Debt writes Make More Money, Get Out of Debt, and Live Your Life – Work on following these simple steps so that you can still enjoy life, while you work towards becoming debt free.
Marie at FamilyMoneyValues @ Family Money Values writes How to Teach About Money – Here are my suggestions on how to teach about money – especially how to teach young children about money. These are things my spouse and I did – almost without forethought – and certainly without a great deal of money or concentrated time.
Mr. Money @ Smart on Money writes Are You Raising Your Kids to Be Financially Independent? – It’s true that my parents have sacrificed for us, but they’re not about to let us ruin their financial future, and the emphasis has always been on getting us to a point at which we could fend for ourselves financially. At some point, it makes sense to send your kids out there to provide for themselves. And, of course, those lessons start at home.
Timothy Artisan @ Wealth Artisan writes Lessons You Can Learn From Pixar – Entrepreneurs can learn a lot from Pixar. From the high levels of quality, to their commitment to their customers, they have a lot of interesting lessons to teach. Did you know it took them 3 years to develop the software for one character’s hair? Learn more money making wisdom from Pixar.
Sean @ One Smart Dollar writes Beginners Guide to Finance – Asset Allocation – Being able to properly allocate your investment to different asset classes is one of the keys to being able to survive any down market
Paul Vachon @ The Frugal Toad writes Manage Personal Cash Flow as if You are a Business – Cash Management is vital to the success of a business because it allows the business to pay it’s bills while using cash efficiently to fund day to day operations. Consumers can benefit from managing their own cash in much the same ways a business does.
SB @ One Cent at a Time writes 25 DIY Car Repairs to Save Money – Save money and time by doing basic troubleshooting and repairs on many car issues. Gain experience to fix complex issues by doing simple DIY repairs first. Keep your car in top condition by following these 25 DIY car repairs
SB @ Finance Product Reviews writes Disney Premier Visa Card from Chase Review – Review of Disney premier Visa card from Chase offers unique advantage for Disney fans, but is it good enough card for you? find out more.
PK @ Don’t Quit Your Day Job… writes Price Discrimination – and the Economics of Smaller Magazines. – Market research – a crazy little phenomenon which can determine things as seemingly minor as the size of the magazines you receive!
Beating Broke @ Beating Broke writes Why I Like Passive Income – One way to increase your income, that doesn’t require that you work all hours, and that doesn’t cap your income is through passive income.
Jason @ Live Real, Now writes How I Make Money Blogging – A few days ago, my friend Crystal of Budgeting in the Fun Stuff released her ebook, How I Make Money Blogging. This is the guide for starting a profitable blog.
Matt @ Living in Financial Excellence writes It Might Be Time to Make Some More Money – I know “in this economy” jobs are tough to come by and I know it’s hard to find time to get a second job, etc. etc. etc. But the bottom line literally remains the same: You don’t have enough money coming in so you need to go get more money coming in.
Everything Finance @ Everything Finance Blog writes Unemployed? Make Those Dollars Stretch for Miles – If you are recently unemployed, there are important steps you can take to preserve your money and survive unemployment. While you may be tempted to cash out a portion of your 401k, don’t do this unless you are at risk of losing your home. Once you take that money out of retirement, it is very hard to build your nest egg back up. Instead, try these tactics:
Melissa @ Mom’s Plans writes The Organic Thrifty Food Challenge: Is It Possible to Feed a Family of 5 Organic Foods for $156 a Week? – Lately, I have wondered about our grocery costs, specifically, is it possible for our family of 5 to spend no more than the U.S.D.A.’s Thrifty Plan guidelines and still eat organic foods?
Philip @ PT Money Personal Finance writes The Cost of My Trip to Portland, Oregon – I break down the expenses of my travel to #WDS2012 in Portland, Oregon. I also offer tips for saving money while traveling in that city.
Emily @ Evolving Personal Finance writes Vacations: This or That? – My husband and I took a rather thrifty vacation recently. When you vacation, do you go upscale or downscale?
Glen Craig @ Free From Broke writes The Myth of Get Rich Quick – People dream of ways to get rich quick. Maybe it’s that lottery ticket or something else that does it. But the truth is getting rich quick is a myth.
Steve Zussino @ Canadian Personal Finance writes Where Should You Really Sell Your College Textbooks? – Who does not love finally being able to sell your textbooks once the semester is over? But before you rush to the bookstore to get rid of those 10-pound weights, you might want to consider your selling options.
Hope you are enjoying the heat! We’ve been breaking out the sprinklers and going swimming much more this summer than previous summers! And the kicker is that we live in a northern state. I can’t imagine how incredibly hot it must be in the southern states!
If you’d like to host or submit an article to the Yakezie Carnival, just go to BloggerCarnivals.com and you have the options there.
Keep juggling my friends,