Juggling Family & Career

Yakezie Carnival Almost Spring Edition

Winter is almost out the door!

While I enjoyed winter this year because my kids did a lot of skiing, personally, I didn’t ski at all this year!  Winter is nice at first, pure white snow falling along with crisp clean (almost cutting) air is a nice change of pace, but too much of it gets old quickly!


I’m looking forward to night with the fire pit ablaze and sitting in a circle with family and friends!
Kurt Fischer @ Money Counselor writes Good and Bad Goals – Most of us set goals, but do you know what goes into a good goal? Well defined goals can actually make progress easier!

Lance @ Money Life and More writes Why We Decided Against Buying a Beach Front Condo – My fiancee (sounds weird… still getting used to it) and I have been looking into buying a beautiful beach front condo for the last few weeks. As you can tell from the title, we’ve come to a decision and have decided not to buy a beach front condo.

Steve @ FastSwings writes Best January In Years As Investors Eager For Stocks – This is best January in decades as investors eager for stocks. For the Dow at least, January has been the best start to the year in two decades.

Jeff Rose @ Good Financial Cents writes How A Cushy Job Can Be Your Ticket To Financial Freedom – Are you bored with your job? Are you tired of what you do on a day to day basis? If your current job pays decently well and you are so good at your job that you have a decent amount of free time to relax, why not put that free time towards your own financial independence?

Marvin @ Brick By Brick Investing writes Selling Option – How To Sell Covered Calls – Details of a low risk and conservative option strategy that is used to produce additional income for your portfolio.

Michael @ Financial Ramblings writes Thirteen Ways I Use Evernote to Make My Financial Life Easier – Over the past few years, Evernote has evolved into my “goto” place for storing and retrieving all kinds of information. And yes, I even use it to help streamline certain aspects of our finances.

Jen @ Master the Art of Saving writes You’re So Vain—You Probably Think This Post Is About You – Is it being vain to spend so much money on making yourself look or feel better? Where should the line be drawn? What if these little (or large) changes make somebody feel more confident, is that a bad thing?

Passive Income Earner @ The Passive Income Earner writes Facts and Benefits of The Foreign Exchange Market – The foreign exchange market, being a good example of globalizing trends, works as a form of exchange for Forex trading that refers to the decentralized trading of global currencies across the globe. In Fx trading, transactions require a trader to purchase a specific amount of a particular currency by paying in an amount of another specified currency.

SBB @ Simple Budget Blog writes Another View of the Simple Retirement Plan – Planning for retirement doesn’t take a rocket scientist. It just takes commitment and utilizing the tools that are available to everyone.

Mary Rhodes @ Fine Tune Finances writes 4 dumb reasons why people take a loan out – Loans if you’re responsible can be really beneficial to your finances, however there are times when getting a loan is probably not the smartest thing you can do.

Thomas @ Finance Inspired writes Business Loans Explained…. – With the global economic crisis causing high unemployment around the world, have you ever thought about starting your own business? If so, you may need some capital, this article can help.

John @ WILD about Finance writes Are Big Companies TOO Big to care? – Small shops and independents are going out of business at an alarming rate, so with a future of ‘big businesses’ looking like the future, we ask do they really care?

Simon @ Your Wealth Planners writes Holidaying on your Credit Card – Is it a good idea or not? Lets weigh up the pro’s and con’s.

Daniel @ Sweating the Big Stuff writes Roth vs. Traditional IRA: Have The Rules Changed? – While the Roth IRA rules haven’t changed, the permanent tax changes should make us think about what we think is common knowledge.

Tony @ We Only Do This Once writes How to Stay One Paycheck Ahead of the Game – Stop living paycheck to paycheck. Use this approach to break this habit.

Mike @ Personal Finance Journey writes Creativity Can Make You Debt-Free – Easy unique and out of the box ways to get rid of debt. We give easy workable tips on how to pay off debt creatively.

Tushar @ Finance TUBE writes Make Your Own Diet-Meal Program to Save Money – Today I will talk on how to make your own diet-meal program to save money. Now that is February how are your resolutions going? I know many people still wanna lose weight and save money. But sometimes it’s impossible to do both at the same time.

Ashley @ Money Talks Coaching writes How Much Do You REALLY Pay in Taxes? – I worked on a special project last month. As we went through the month, tracking our spending, doing our budget, I added in a special category for taxes

Eddie @ Finance Fox writes Alternative Ways to Save on Auto Insurance – Car insurance is a necessary expense for most Canadians, unless you’re living in the downtown core of a major Canadian city. But having a car and paying insurance on it doesn’t have to be expensive. By carefully choosing your coverage, shopping around, comparing your options, you can find relatively adequate coverage at a reasonable cost.

Evan @ My Journey to Millions writes Life Insurance May Be Taxable – The life insurance industry and to a larger extent new agents therein are quick to proclaim that life insurance death benefits are always 100% tax free… this is just plain wrong. There are very real, and not completely uncommon, situations where a life insurance death benefit can be taxable.

Amanda L Grossman @ Frugal Confessions writes I Could have Used these Free Online Dating Sites in My Early Twenties – Whether you are in a small town, a large city, or somewhere in between, meeting people is hard to do.

Wayne @ Young Family Finance writes Should You Pay off Your Mortgage Early? – The dream of many homeowners is to let out an exhalation of breath and cheer at the same time they send the last check into the mortgage company well before their 15 or 30 year loan ends.

Kanwal @ Simply Investing writes Don’t Have Any Money To Start Investing? – I sometimes hear from folks that they would like to start investing but don’t have any money right now. It’s true that it takes money to make money, however you might be able to invest in dividend stocks without requiring any new money.

Bryan @ Gajizmo writes How Much Home Can I Afford? – Don’t be “house poor” – it’s a common mistake and one of the simplest things people do to avoid destroying their personal finances. A mortgage is probably an American family’s largest monthly expense, and it likely won’t be paid off anytime soon, so purchasing a home you can afford and still have money left over to invest is essential to your ability to build wealth and a retirement nest egg.

Don @ MoneySmartGuides writes The Truth About Tax Deductions – Now that tax season is upon us, many look for ways to reduce their taxes (hopefully most of you took advantage of some deductions before the end of the year).

SFB @ Simple Finance Blog writes Say No to Gym Memberships: How to Get a Great Workout for Free – Can’t afford gym memberships. Here are a few ideas to get a great workout for free, from building your own equipment to workout tips

Suba @ Broke Professionals writes My Cup of Tea and the Big Picture – I am a micromanager and a workaholic – but rather than increasing my efficiency at work, these attributes are keeping me from seeing the big picture.

krantcents @ KrantCents writes Rental Property Investing Tips – I love rental property! Where else can you leverage your investment for thirty (30) years at a low interest rate and have someone else pay for it? Real estate and rental property are not risk-free; however it is one way to accumulate wealth! It starts with savings and how you invest your money.

MMD @ My Money Design writes How to Invest a Million Dollars and Why You’ll Need to Know How Someday – If you think you know how to invest a million dollars by putting it in stocks and bonds, you could be doing yourself a big disservice. Here’s another way..

Michelle @ The Shop My Closet Project writes My Student Loans are like Godzilla-trying to ruin my life! – I have some student loans. Enough that up until a few years ago I would lose sleep over it because I couldn’t wrap my head around two things: how could I have been so oblivious and stupid!? The other was: how am I going to get out of this mess? My loans were like Godzilla

Edward Antrobus @ Edward Antrobus writes 3 Stories of Negotiating – If you think negotiating is difficult, fear not. Read these three everyday examples of negotiation for inspiration

Debt Guru @ Debt Free Blog writes Why I Want to Help Others Live Debt Free – People live with debt like it’s no big deal. I write so that others can know how and why to live debt free.

Joshua Thompson @ Becoming Your Own Bank writes How Credit Cards Paid Me to Go On Vacation – Learn how using credit cards the smart way can pay you back and not be a burden.

Jon the Saver @ Free Money Wisdom writes Insanely High Rates? How to Switch to a Better Credit Card – Don;t be tricked into paying insanely high credit card interest rates. There are ways around this mess. Let’s find out what they are!

John @ Married (with Debt) writes Married… and Almost Out of Debt – When my husband and I tied the knot, we were $55k in debt. By the end of our newlywed phase, it was nearly $200k. Here’s how we got out of debt… almost.

PPlan @ Provident Plan writes Pros and Cons of Self Employment – Find out if self employment is right for you. There are positives and negatives to each.

Roger the Amateur Financier @ The Amateur Financier writes 6 Mental Money Mistakes, and How to Avoid Them – A guide to the mistakes that we make with money, and some suggestions on how they can be avoided to maximize our level of money in the future.

Jessica @ Budget for Health writes Student Loan Payments: How to Get Started – We paid off $30k in 9 months. In this article I share our tips and tricks to set up a budget that will help you pay off your student loans sooner.

Jennifer Lynn @ Broke-Ass Mommy writes How spendy was your weekend? – Compare how spendy your weekend was versus mine!

A Blinkin @ Funancials writes Barack Obama Is a Genius – We Should Raise The Minimum Wage – In the State of Union Address on Tuesday, President Barack Obama revealed a master plan that will guide our country over the next 4 years and – hopefully – leave a lasting legacy.

Tushar @ Start Investing Money writes Penny Stocks Could Cost You a Pretty Penny – Okay so the title is designed to catch your eye. But if you are thinking about investing in penny stocks it is worth realizing you could lose a lot of money in doing so.

Kyle @ The Penny Hoarder writes Can You Base a Business Idea on Your Hobby? – Everyone has at least one hobby they do when they’re feeling bored or want to take their mind off other things such as work. However, did you know that you could be able to turn almost any hobby or special skill you have into a job or perhaps a business? This infographic will show you.

Invest It Wisely @ Invest It Wisely writes How To Avoid Your Own Personal Financial Cliff – How to be prepared for all kinds of eventualities even if the going is good for you at the moment and there is a big wad of cash in your bank account.

Corey @ 20s Finances writes Investing Money: How Much is Enough? – Experts often advise to invest 10-20% of your income. Find out how much you should invest and how it affects your future.

Maria @ The Money Principle writes Dealing with debt: frugality is not the answer – When coping with financial trouble many people resort to frugality; here I argue that increasing one’s income and not simply frugality is the answer.

Rich @ Growing Money Smart writes Focusing on Learning The Stock Market – This is my declaration of my intent to Learning The Stock Market.

Kyle @ My University Money writes More Money for Beer and Textbooks – If you are about to begin your post-secondary journey, are currently trying to navigate those bumpy waters, or know someone that is, More Money for Beer and Textbooks is the cure for massive student debt, credit card bills that grow larger by the month, and the stress that accompanies financial worries.

Luke @ Learn Bonds writes The All Weather Portfolio – How Ray Dalio’s Strategy Works – The all-weather portfolio is an investment philosophy developed by Ray Dalio and the name of fund offered by his hedge fund Bridgewater. Here’s how it works.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes HOW TO FIND THE BEST LOAN-WHAT TO LOOK FOR IN A LENDER – How to find lender. Cut borrowing costs.

Jason @ Work Save Live writes The One Car Family – How We Make it Work – In this day and age, where 3 car garages seem to be the norm, how is it possible that a family of two adults, a toddler, and two dogs make it with just one car?

Hank @ Money Q&A writes Are You Saving Enough For Retirement In Your 401k? Probably Not!! – There are a few rules of thumb that you can look at to find out how much money you need to save in your 401k for retirement, but we are simply not saving enough for retirement.

CAPI @ Creating a Passive Income writes Become a Guinea Pig in the Name of Passive Income – Unlike lab rats, which are unscrupulously enlisted, human participation is coerced through financial incentive. Find out if it is worth it.

Ted Jenkin @ Your Smart Money Moves writes Should I Rent The House Or Sell It? – One the tough questions that faces many newly married couples is what to do with the real estate properties they own when they get married.

Wealth Effect Blogger @ Your Wealth Effect writes 8 Investment Lessons from the Recent Grammy Awards – If you read too many personal finance blogs you start to see investment lessons in random places such as the recent Grammy Awards.

MR @ Money Reasons writes My Roth IRA Has An Annual Growth Rate of 52.75 % Since Inception! – I was recently in my brokerage account and decided to check my balance, well while I was in my account I decided to check to see how my Roth IRA had performed since inception,and I was surprised when it was over 50%!

Crystal @ Budgeting in the Fun Stuff writes Life’s Priorities – Take a New Look Regularly – I’ve been writing here for almost 3 years and have found a common thread in my money posts – I seem to change my financial priorities every few months, lol.

L Bee @ L Bee and the Money Tree writes When Does Personal Finance Stop Being Personal and Start Being Stupid? – Personal finance is personal-How many freaking times have you seen that cliché of a line in PF blogs?

Tushar @ Earn More and Save writes Is the Color of Your Signage Sending the Wrong Signal? – The post Is the Color of Your Signage Sending the Wrong Signal? appeared first on Earn More And Save.O

Dave @ Excess Return writes Vertical Bull Spread For Income – Using Puts – A vertical bull spread is an income-generating options strategy suitable for when investors are bullish and expect underlying shares to rise substantially in the near term. A vertical bull spread typically involves a long-short paired trade, using either puts or calls, at out-of-the-money strike prices with the same expiry date.

Myscha @ Financial Highway writes 21 Cheap Business Ideas – Many people are tempted to try earning a living outside of traditional employment but are daunted by thoughts of franchise fees, employee salaries or overwhelming equipment costs prior to making any income from a venture. Here are twenty-one cheap business ideas for enthusiastic individuals with limited funds.

PK @ Don’t Quit Your Day Job… writes Where’s the Inflation? – Tons of expansion of the monetary base, changing inflation measures, hedonic regressions? Oh my! But where’s the inflation?

John S @ Frugal Rules writes 4 Reasons Why Having an Investment Plan Will Save Your Butt – Investing in the stock market can be difficult for many, especially if they have no plan in place. An investment plan can help guide your investing decisions so you’re working smarter and not harder, which will in turn help your long term investing approach.

Jules Wilson @ Faithful With a Few writes 10 Ideas For a Home Business – Home Business Ideas can oftentimes lead to scams. Here’s how you can use your own skills, knowledge, and experience to earn money from home!

Jules Wilson @ Fat Guy,Skinny Wallet writes Lessons Learned from New Insurance Cards – Were your Health Insurance Cards Stolen? If so, read this post to find out exactly what you need to do and what you have to be careful of!

Nick @ A Young Pro writes The Value of Real Networking – You read a lot of posts these days about how to improve your LinkedIn profile or how to use social media to network. This is not one of those posts. This post discusses the value of real networking with real people.

Sean @ One Smart Dollar writes Understanding The Child Tax Credit – t’s tax time so you are going to want to make sure you fully understand the child tax credit to maximize your tax savings.

Joe @ Midlife Finance writes The Basics of Buying Stocks – Investing in stocks is not for the fainthearted. People whose accounts were savaged during the recent downturn can tell you that. It’s important, though, to note that investors who pulled their (reduced) stash out of the market missed out on the rally that followed.

Miss T. @ Prairie Eco Thrifter writes Get Better Weight Loss by Using a Journal – Bear with me as I’m about to show you exactly why journals are great, and how they can improve your weight loss results noticeably.

Deacon @ Well Kept Wallet writes How to Create a Budget – I had someone ask me recently, “How do I put together a budget?” It dawned on me that budgeting is not a straight forward process. It does take some explaining as well as trial and error to start to get the hang of it.

KK @ Student Debt Survivor writes My Secret For Paying off $30K In Student Loan Debt – When I finished graduate school I owed $30,304.87 in student loan debt. Curious about how I got myself into and out of that mess?

Grayson @ Debt RoundUp writes Want to Save Money? Here Are 13 Ways! – We all think about saving money, but have we thought how easy it really is. Here are 13 things that you can save you money and they are easy to do.

Jordann @ Making Sense of Cents writes Buying a Home as a Minimalist – As a minimalist, I always want to have less. Less stuff, less space, less bills, less, well, everything. Buying a home as a minimalist is also something I think about.

Jason @ Live Real Now writes How Much Is Too Much? – My name is Jason, and I’m a workaholic. The idea of shutting down my business hurts, but the idea of losing my wife and kids hurts more. I don’t know how painful winding some of this down will be, but rest assured, I’ll be sharing the progress here.

Cash Flow Mantra @ Cash Flow Mantra writes Updates on the Goals for 2013 – I have heard that most New Year’s resolutions are long forgotten by mid-February so I thought I would take a look and see how I am doing on my 2 main goals for 2013.

Everything Finance @ Everything Finance Blog writes Free Money Is Everywhere, If You Know Where to Look – After years of being a Penny Hoarder, one remarkable thing I have discovered is that free money is everywhere. Yes, you may need to jump through some hoops to get that free money, but so what? It is free money!

Little House @ Little House in the Valley writes What’s Distance Worth? – Los Angeles has become a sprawling metropolis that is completely car-dependent because affordable homes in decent neighborhoods are in the boonies. So what is distance worth? Is it worth moving 15-20 miles away to become car dependent, spend an hour or more commuting for the nicer, less expensive house? Or do I settle for a fixer-upper in a shabbier, older neighborhood but ride my bike more often?

FMF @ Free Money Finance writes We Bought Property #2 – I’ve been busy on the shopping front and have purchased two 4-unit buildings.Since we closed on this property at the end of December, there are still a lot of things in flux. But here are some highlights to give you a flavor for the set-up. As promised, I will update you as time goes on and new developments occur.

Emily @ Evolving Personal Finance writes Blog Statistics Update January – February 2013 – EPF experienced a page rank upgrade and a jump in traffic over the last month.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Is Mystery Shopping Right For You? – Lessons From Personal Experience – This post details Jacob from My Personal Finance Journey’s experience with Mystery Shopping, and helps you determine whether or not this potentially income-generating practice makes sense for you.

Glen Craig @ Free From Broke writes ReadyForZero | Review – Pay Off and Manage Your Debt – Are you buried in debt and can’t keep track of it all? Take a look at ReadyForZero which can help you manage and pay off your debt. See more in this review.

Ashley @ The Frugal Model writes No More Buyers Remorse: A Guide for Smarter Wardrobe Shopping – We have all made the impulse purchase that we’ve regretted (like the “hipster” sweater that just made us look like our nana. Here is my guide for how to properly attack the shopping process so you can make be!

Hope you enjoyed the show!


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