Welcome to the Saving the Yakezie Carnival Again Carnival! I wrote the title this way because I just saved another instance of the Yakezie Carnival for the 2012 Halloween Edition.
Before I say “So on with the show”, let me say if you are interested in hosting any of the Blog Carnival sessions for many of the personal finance carnivals, please consider signing up at BloggerCarnivals.com under the Carnivals Schedule option.
So On with the Show
Lance @ Money Life and More writes How Much A Cheap Cruise Really Costs – Have you ever wondered how much a cruise really costs? I’m going to give you a hint. It is much more than the list price you see when you’re looking into booking your first cruise. I still think a cruise is a great value but you need to be prepared for all of the costs.
Glen Craig @ Free From Broke writes 7 Ways Your Finances are Scarier Than Zombies – Zombies are scary enough right? But what’s scarier is when your finances are a mess. Take a look at these 7 ways your finances are scarier than zombies.
Rich @ Growing Money Smart writes What Is Your (I Am Rich) Threshold – This is the investment threshold level that I would consider myself entry point rich. See if your threshold is the same as mine!
SBB @ Simple Budget Blog writes Budgeting for Singles vs. Families – Find out how budgeting for a family is different than budgeting as a single person.
Jen @ Master the Art of Saving writes Getting The Most (Bang) For Your Halloween Bucks – A lot of people always complain that Halloween costumes are such a waste of money.
Wealth Effect Blogger @ www.YourWealthEffect.com writes The Debate Over Where Inflation is Headed – Predictions range from deflation, to little to no change in prices to hyperinflation and everywhere in between.
IMB @ Investing Money writes ETFs – Pros and Cons – Find out the pros and cons of investing in ETF’s. There are many reasons to like them.
SFB @ Simple Finance Blog writes Insidious Examples of Lifestyle Creep – When we think of lifestyle creep – aka, lifestyle inflation – we tend to think of those big ticket items that prove to be budget busters.
MR @ Money Reasons writes Why I Want Rich People To Buy Things And Spend Money – I want Rich people to buy things and spend there money! Believe it or not, but their spending just might be keeping us middle class folks employed
Mike @ Personal Finance Journey writes A Cash Budget – Its not all bad news – Handy tips on transition to a cash budget to help curb your spending and give your debt a quick cut.
TDB @ Tax Deduction Blog writes How Do I Deduct Points Paid on My Mortgage? – Due to improvements in the home markets across US, more and more families are on the look out to buy a home. When you own a property with equity, not only do you gain financial benefits but also receive advantages in terms of tax, one among which is points being deducted on mortgage. In your…
Suba @ Broke Professionals writes Paid Sick Time: What It’s Costing You – The U.S. is the only industrialized nation without a paid sick time policy, making calling in sick a battle of financial vs. personal health for many.
Ted Jenkin @ Your Smart Money Moves writes 10 Mistakes That Entrepreneurs Can Make – There are 10 Mistakes that Entrepreneurs make that can prohibit them from creating a very successful business.
Daniel @ Sweating the Big Stuff writes Making a Mid-Life Career Change – The average American will change jobs nine times before reaching their 33rd birthday. Changing your career can be difficult, but these tips can help.
Daisy @ Add Vodka writes Things I Want to Do With My Money – Last week, I had reason to sit down and think about whether or not I was putting enough money away for my future goals. Despite saving around 35% of my income (+ any extras), it turns out I’m not. I … Continue reading →Things I Want to Do With My Money is a post from: When Life Gives You Lemons.
Justin @ The Frugal Path writes 3 Cases Where Extreme Cheapskates Pay More – The TLC show Extreme Cheapskates show people who will do almost anything to save money. Here are three examples where these cheapskates end up paying more than if they had not been cheapskates.
TRL @ The Retired Landlord writes Should You Buy a Fixer-Upper? – Deciding whether you should buy a fixer-upper as a real estate investment is all about weighing the time commitment with the savings in the asking price.
Jessica Moorhouse @ Mo’ Money Mo’ Houses writes What Do Our Spending Choices Say About Our Values? – Do you find yourself spending $5 on a coffee at Starbucks without blinking an eyelash, but having trouble spending $0.99 on a song on iTunes? What does this really say about what your values are?
PPlan @ Provident Plan writes Short Term Funding for Household Emergencies – Short-term financial problems are a part of life. You may have had an unexpected car repair bill, taken a few unpaid sick days from work or received an
JP @ My Family Finances writes Average Family Spending on Christmas Gifts 2012 – If you want to keep your family budget underneath that average family spending for Christmas gifts, you are better off planning early.
Corey @ 20s Finances writes Buying Your First Home: How Much House Can You Afford – We are planning our first home purchase. When doing our research, we found popular guides to determining how much house you can afford.
Hank @ Money Q&A writes Why You Should Consider Selling Your Mutual Funds – There are times that it is best to just sell your mutual funds and let them go. Things change. Investing philosophies and goals change. Those are some of the reasons to consider selling your mutual funds.
Evan @ My Journey to Millions writes Where Does Capitalism End and Prize Gouging Begin? – Price gouging laws seem like the “right” or “just” bill to have on the record but they are obviously opposite of normal supply and demand curves:
Ashley @ Money Talks Coaching writes Just Make More Money – We have gotten into hiking lately as a family. I’m doing what I always do when I find something I like.
CAPI @ Creating a Passive Income writes How to Earn More and Work Less Using Passive Income – You have the opportunity to learn something about earning more money with passive income, and I hope you will take advantage.
A Blinkin @ Funancials writes What Happens When I Swipe My Debit Card? – When you make a purchase with cash, the merchant keeps ALL of the cash you give them. If you give them $100, they keep $100. When you make a purchase with a debit or credit card, the merchant gives a small percentage of that transaction to a processing company AND the bank that issued that debit or credit card. So if you swipe for $100, the merchant keeps $98.
Miss T. @ Prairie Eco Thrifter writes Improve Your Health with the Help of a Better Schedule – A regular schedule can help you improve your health, as well as improve your productivity, and stay on track. Here are some of the health benefits of a better schedule:
Jason @ Live Real Now writes Repo Man – The repo process varies by state, but the basics don’t change much. The loan holder can file for repossession as soon as the loan agreement is broken. They can repossess with no notice and the borrower is on the hook for the difference between what’s owed and what’s recovered during resale. If you get to the point of repossession, you are out of options.
Jeff Rose @ Good Financial Cents writes You Should Not Take a 401k Loan – It’s really quite simple: if you take out a 401k loan, you will make less money during your life. When you take money out of your 401k account, that money stops growing. Considering that growth happens exponentially, a few hundred dollars today could cost you thousands by the time you retire.
Steve @ Ready To Quit My Job! writes Dealing With An Abrasive Boss – You’ve got more experience now; why not put it to good use? Go back to school for what you really want to be doing. Switch departments. Cross-transfer. Or look elsewhere.
Wayne @ Young Family Finance writes Important Calculation for Buying a Car – Want to know how much that new(er) car is going to cost your family? Find out what the most important calculation is.
Jason @ Work Save Live writes Save Money With Coupons This Holiday Season – I’m a big fan of frugality, and an easy way to do this is with coupons. Many people only seem to think that coupons work for groceries or household commodities, but coupons are great ways to save on holiday gifts.
Teacher Man @ My University Money writes How Much Should I Get In Student Loans? – Most young students that I remember figured that whatever “free money” the government was willing to give loan them was ok by them and defaulted to taking the maximum student loan possible. Consequently, for many people who want to give students advice, the question becomes not, ‘How much CAN I get with student loans?” but rather, “How much SHOULD I get with student loans?”
Young @ Young And Thrifty writes When You Suck At Democracy It’s No Fun – “It has been said that democracy is the worst form of government except all the others that have been tried.”
Corey @ Steadfast Finances writes 5 Unforeseen Expenses That Can Ruin Your Retirement – Retirement is the culmination of everything we worked hard for throughout the first two-thirds of our lives. It is the time when we can truly start to enjoy the fruits of our labor. Well, ideally, it should be. But what if, before you even start to enjoy your rest and freedom, you discover certain financial obligations that you never even considered before.
Eddie @ Finance Fox writes Are You Wasting Your Money? – Convenience and happiness don’t always have to equal being wasteful with your money though.
Beating Broke @ Beating Broke writes Cost of Living Can Make a Big Difference – Where you live, and how much it costs to live there can make a huge difference in what your finances look like. The differences in the cost of living between someplace like Seattle, or San Francisco and where I live, in North Dakota are stark.
Mr. Money @ Smart on Money writes Keeping Sight of Your Retirement Goals – Sometimes, it can be hard to look beyond what is happening right now and see the big picture of the future. It can be easy to forget long-term benefits as we look at short-term possibilities. However, if you want to reach your goal of a successful retirement, you need to remember the long-term, and spend some time focusing on the big picture things.
Matt @ Living in Financial Excellence writes Apparently I Don’t Borrow Enough – One day after applying for our mortgage, I got a courtesy letter from the bank – the letter was simply informing us that the bank had reviewed our credit history and that everything was ok. Our credit score (which I’ve never really worried much about) was in the mid 700′s. That meant we qualified for the best mortgage rate the bank had to offer. But then the letter got funny. It proceeded to tell me that there were some things I could do to improve my score.
Everything Finance @ Everything Finance Blog writes When It’s Okay to Splurge – So take heed. Of course pay off your debt, but don’t forget to live your life in the meantime.
J.P. @ Novel Investor writes Bond Market Forecast: The Interest Rate Paradox – For the past four years investors have searched for higher yield as the Fed pushed rates lower to spur economic growth. But it won’t last forever.
Michelle @ Making Sense of Cents writes iPad Mini and $100 Cash GIVEAWAY! – I asked a bunch of bloggers to team together, which is just in time for the expensive holidays that we are approaching. We’re giving away a new iPad Mini 16GB (and $50 towards a case for your new iPad Mini) and $100 in cash!
FMF @ Free Money Finance writes Our Trip to DC (And a Few Ways to Save) – From October 12 to October 17 our family took a trip to Washington, DC. I thought I’d share with you what we did, the financial impact of the trip, and a few savings tips we picked up along the way.
John S @ Frugal Rules writes You Won’t Reach Retirement Without Saving for It – Saving for retirement is not something that happens overnight, rather it takes years of commitment. Start investing now, even if in small amounts, and put time on your side. One of the easiest ways to begin is to take advantage of free money offered in 401k matches.
Philip @ PT Money Personal Finance writes What to Do When You Accidentally Let Your Life Insurance Policy Lapse – Jeff Rose guest posts and shares with readers his mistake in letting his life insurance policy lapse and how he solved the problem without having to go through the entire underwriting process again.
Emily @ Evolving Personal Finance writes The Cost of an In-Town Move – We moved across town for a total out-of-pocket cost of less than three months of rent savings – including a week of rent overlap! I share a detailed breakdown of all the costs.
Glen Craig @ Free From Broke writes Are You Ready to Fall Off the Fiscal Cliff? What You Need to Know if the Bush Tax Cuts Expire – The fiscal cliff is coming, the fiscal cliff is coming! Is the so called tax cliff the impending doom many think it is? See what the fiscal tax cliff is all about.
Steve @ Canadian Personal Finance writes Why does crime pay in Canada? A look at investor fraud – Former Victoria financial adviser Ian Thow who conned investors of more than $8 million has been granted parole after serving just two and a half years of his nine-year prison sentence.
Thanks and I hope you enjoyed the carnival. Since I just hosted another carnival a few weeks back, I decided to cut back on this one so I deleted every other submission entry. Now you might think that I should have deleted the ones that were lesser quality, but surprisingly, I found that practically every one I read was of quality.
Personal Finance Blogger should give themselves a round of applause because I enjoyed practically every one I read, even if they weren’t in this carnival!
Well, I’m out of time,